Skip to Main Content
ClaimsFind an AgentPay Your BillBecome an AgentContact Us
westfield logo
Search

Combine Home and Auto With WesPak

WesPak brings your home and auto insurance into one comprehensive package policy that’s easier to manage and built around your needs.

boy learning how to ride bike in front of house.
Find an Agent
couple loading bike onto bike rack.
Meet WesPak

Home and Auto Insurance Package 

Many insurance companies offer ways to bundle home and auto insurance. WesPak takes a more integrated approach by combining these coverages into one package policy. 

WesPak sets the standard for protection with expanded replacement cost coverage, higher contents limits, and important coverages built right in. It includes the core coverages you expect, along with others you might not, like loan/lease gap coverage. 

With key protections already in place, you don’t have to piece multiple coverages together or guess what should be included. It’s a policy built to be strong from the start and flexible enough to adapt as your needs change. 

The WesPak Advantage 

Why Package Your Auto and Home Insurance Policies? 

With one policy and one bill, your home and auto insurance are easier to manage, and your coverage is designed to work together to help protect what matters most. Here’s why WesPak stands out:

One Policy, One Bill

Everything is combined into one package, so you get less mail and fewer notifications from us.

Extended Coverages

WesPak includes key coverages like replacement cost coverage, and loan/lease coverage, and more are in place from day one.

Same Great Service

As with all our policies, WesPak customers have access to loyalty discounts, our dedicated claims line, and a MyWestfield® account. 

Tailored to Fit Your Life

Optional coverages let you customize a policy to fit your lifestyle, with protection for items like campers, boats, and more.

Added Value, Every Day

Access to no-cost programs like MissionSafe® and Ting® help reduce risk — on the road and in your home.*
UNDERSTANDING THE DIFFERENCE

Insurance Package vs. Home and Auto Bundleet

Not all ways of combining home and auto insurance are the same. Bundling may place homeowners insurance and car insurance policies under one account, but each still has its own terms and conditions. A package insurance policy brings them into one coordinated policy. Compare the types of coverage, structure, and overall experience.

See the Difference
A parent lifts a child into a car while another adult smiles nearby in a residential neighborhood.
SETTING THE STANDARD 

Stronger Protection From the Start 

WesPak is built with broader, more comprehensive protection from the beginning, so you can feel confident in your coverage from day one. With higher contents limits and expanded replacement cost, it helps safeguard your home and everything in it.

It includes these coverages and benefits:

  • One-year replacement cost on new vehicles
  • Loan/Lease Gap
  • Trip Interruption
  • Transportation Expense (daily and aggregate limits)
  • A Common Loss Deductible (if one event impacts both your home and auto, you pay just one deductible)
An unboxing of the ting device in a yellow package featuring a white and black device that plugs into your wall.
NO-COST LOSS PREVENTION*

Ting Sensor and Service

We’re here to support you if you experience a claim, but helping prevent one is even better.

With programs like Ting, you can detect electrical fire hazards early and reduce the risk of costly damage. As a WesPak customer, Ting is available at no cost for three years.*

teenage boy practicing driving with father.
Same Great Service

Added Value, Built In

WesPak policyholders receive the same high-quality service and support as every other Westfield policyholder. They can take advantage of added features designed to make managing home and auto insurance simpler and more convenient:

  • Savings opportunities with eligible loss-prevention features, such as central burglar alarms, fire alarms, whole-house generators, and sprinkler systems.
  • The MissionSafe** safe driver program, where you receive 10% off just for signing up, with average savings of 20% and the potential to save up to 40%.
  • The MyWestfield customer portal for easy policy and claims management.
  • Responsive claims service focused on resolving your claim quickly, fairly, and with care.
  • Potential discounts through advance quote, loyalty, and multi-policy discount programs.
WESPAK ESTATE® PACKAGE POLICY

Looking for High-Value Home Coverage?

We understand that your insurance needs grow more complex as you become more established in your life. That’s why we offer WesPak Estate, a flexible home and auto insurance policy that helps protect your high-value home, vehicles, and so much more.
Wespak Estate
Personalize Your Policy

Explore Customizable Coverages

  • Roadside Assistance

    Whether you need fuel delivered, a tire change, or a jump-start, roadside assistance can help get you back on the road.

  • Equipment Breakdown Insurance

    When equipment like a washing machine or HVAC system breaks down, this coverage can help cover the repair or replacement costs. 

  • Identity Theft Insurance

    Arm yourself against the financial burden of identity theft with coverage that helps you recover your identity and recoup related losses. 

  • Service Line Insurance

    When your water, waste, drainage, irrigation, or heating line needs repair, service line coverage can help cover the cost.

  • Cyber Insurance

    In addition to protection against cyberattacks, personal cyber insurance can help cover related costs like counseling, data recovery, and legal fees.

  • Inland Flood Coverage

    Even if your home isn’t in a flood zone, you could be at risk of flooding. Help protect it with inland flood coverage. 

  • Umbrella Insurance

    Personal umbrella insurance offers an extra layer of financial protection in the event of a large claim against you.
Get Started

WesPak Insurance Quotes

Get the most out of your home and auto insurance by purchasing a WesPak policy. Talk to an agent to get started today!
FIND AN AGENT
Package Insurance Policies

Frequently Asked Questions

It depends. Everyone’s coverage needs are different, so the savings you’ll get from a WesPak home and auto package insurance policy will be unique to you and your situation.

You can combine your home and auto insurance into a WesPak policy at any time. An agent can help you determine if WesPak is right for you based on your current policies and coverage needs.

Of course! We’ll be here whenever you’re ready to combine your auto and home insurance with WesPak. And our skilled independent agents will help you identify any other coverages you may want to add to the package.

Westfield makes it easy to package your home and auto coverage. Simply contact a local Westfield agent to get started. 

The WesPak package insurance policy will need to be cancelled, and a new personal auto or homeowner policy will need to be written. The additional coverages included in your WesPak may not be available in the standard personal auto or homeowner program. Talk to your agent to find a solution that fits your needs.

*Available while supplies last. Customers must have an eligible homeowners, WesPak, WesPak Estate, or farmowners policy with an owner-occupied dwelling to claim Ting. Eligible customers must enroll in the Ting program via a MyWestfield® account. No payment information is required to claim a Ting offer. There are no monthly fees, subscription costs, or installation fees during the initial three-year service period. Prior to the end of the initial service period, Westfield will communicate any potential program updates. There is no obligation to continue the service. Participation in the Ting program has no impact on insurance coverage or premium. For more information on Ting, go to http://www.tingfire.com. 

**Customers must have an eligible auto, WesPak, or WesPak Estate policy to enroll in MissionSafe. Enrollment in the MissionSafe program can be terminated at any time. For more information, review the MissionSafe terms and conditions.

All coverages are subject to the limits set forth in your policy. The information contained herein is provided solely as a general overview of coverage by Westfield and does not replace the terms and conditions of your actual policy language. For more information on coverages and limits, please contact your Westfield agent.