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MissionSafe: Safe Driver Discounts

Get rewarded for your safe driving with MissionSafe. This usage-based insurance program saves participating customers 20% on average, with some saving up to 40%.

Teen daughter driving with her mother.
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How Does MissionSafe Work?

Think of MissionSafe as your personal driving coach that rewards you for safe driving. It’s a usage-based insurance program, which means it focuses on actual driving habits rather than only relying on traditional insurance factors like your cars safety features or where you live. Each time you hit the road, your driving behavior — like how quickly you accelerate or how smoothly you turn — shapes the discount that you are eligible to receive.

And this safe driving program not only offers car insurance discounts, but also allows users to earn gift cards or donate earned funds to charity. The safer you drive, the greater the rewards and discounts!

Easy Directions

How to Get Started

After you’ve gotten a quote, getting started with the MissionSafe program is as easy as 1-2-3. 

  1. Sign Up – Contact your agent to enroll in the program. Then, download the MissionSafe app for Android or iPhone on your smartphone and enable the proper permissions and settings. Make sure you invite everyone on your policy to join in and share safety milestones.
  2. Drive – Your driving is automatically detected and logged, so there’s no need to open the app each time you drive. Don’t forget to check back often for your individualized score, personalized driving tips, and rewards.
  3. Save and Earn – Drivers can earn car insurance discounts and rewards just for improving and maintaining a safe driving record.

How Much Can You Save With MissionSafe? 

Many insurance companies offer safe driver discount programs, but they often have the ability to increase your rates based on driving behavior. With MissionSafe, you can only save. While your discount may fluctuate at renewal, your base premium rate will not increase due to the data collected. Plus, with Westfield, you can get an automatic discount just for participating in the program!

10%

Immediate 10% discount upon enrollment.

20%

Participating customers save an average of 20%.

40%

You can save up to 40% at policy renewal.

Increase Your Savings

Tips for Maximizing Your Safe Driver Discounts

Now that we’ve covered how our safe driving program works, you might be asking how is driving behavior evaluated with MissionSafe? The app gives you a safe driving score out of 100 based on a series of criteria. Here are some ways to keep your score in top shape. 

  • Stay off your phone – Avoid texts, calls, and other handheld phone activity while the vehicle is in motion. 
  • Limit hard braking – Decelerate gradually when traffic ahead is slowing or stopped.
  • Avoid hard accelerations – Go easy on the gas, accelerating calmly and steadily. 
  • Don’t speed – Avoid driving over a safe speed and always abide by posted speed limits. 
  • Refrain from hard cornering – Don’t swerve harshly and slow down on tight curves or turns. 

How MissionSafe Scores Your Driving

We understand that things like hard braking or acceleration are part of being a defensive driver and are unavoidable at times. That’s why the MissionSafe app calculates your score based on trips over the last two weeks, so the occasional hard brake event shouldn’t substantially impact your score. Westfield is routinely gathering user feedback and working to improve MissionSafe to better serve you. Read the full MissionSafe terms and conditions for more details.  

Hear From Our Customers

I have honestly been paying a lot more attention to my driving — speeding, curves, phone use — I feel like I’m a better driver!

 Olivia, MissionSafe user

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