What Kind of Insurance Does a Retail Store Need?
The types of insurance your retail business needs depend on your operations, size of your staff, value of your inventory, and more. For example, a brick-and-mortar hardware store with foot traffic and staff on site may require different coverages than a small online clothing store managing orders from home.
While it’s important to tailor your policy to your specific risks, here are some common coverages that many retail business owners choose to include in their policies:
General Liability
Commercial Property
Business Interruption
Commercial Auto
Equipment Breakdown
Commercial Umbrella
Workers’ Compensation
Crime Insurance
Commercial Cyber
What Should You Consider When Purchasing Insurance?
When it comes to protecting your business, look for coverage that not only matches your unique needs, but is also backed by a carrier with proven reliability and specialized industry knowledge.
Customizable Coverage
Financial Strength

Industry Experience
Please review your actual policy language to see applicable coverages, limits, and exclusions.