Personal Lines Comparative Rater Update

6/24/2025

We want to inform you of an important update coming to all Comparative Raters across all states where Limited Loss Settlement (LLS) is available or required.

Effective June 22, 2025, the default roof coverage setting in Comparative Raters will change as follows:

Roofs aged 11 years and older will now default to LLS (Limited Loss Settlement).
Roofs aged 0–10 years will continue to default to RC (Replacement Cost).

This change will apply to all quotes generated on or after June 22, 2025.

Please note:

This update will be automatically applied in the Comparative Raters.
Agents will not have the option to switch between LLS and RC within the Comparative Raters. However, coverage can still be modified as needed in WesCom.

We recommend reviewing your quoting workflows and communicating this change with your teams to ensure a smooth transition.

If you have any questions or need assistance, please don’t hesitate to reach out.