Westfield makes it easy to write small business.

4 Reasons to Write Small Business with Westfield

You save time thanks to our high straight-through processing rates.
With the ability to reduce rates, you can showcase your dedication to the financial wellness of your customers.*
By choosing Westfield, you connect your customers to a carrier that stands by them in their time of need with empathetic and award-winning claims handling, 24-7 personalized service, and seamless processing.
These specific classes are projected to grow drastically in the coming years — making now the ideal time to align with a carrier that is dedicated to becoming a market leader through innovation and strategic expansion.

* Price modifications are subject to underwriting guidelines and may not be available for all classes or coverages.

Westfield’s Unique Business Owners Policy

SureStep® BOP

We believe in giving business owners what they need when they need it. SureStep® BOP is Westfield’s most flexible and inclusive option because it’s designed to grow with a small business – starting customers with the coverage they need, then expanding coverage and limits as they grow. From starter to established business, customers keep the same policy,
growing with confidence and convenience.

SureStep® BOP offers more than a traditional BOP, find out its advantages from our SureStep flyer.

SureStep flyer

Product Lines We Offer

SureStep®

Business Owners Policy (BOP)

Cyber Insurance

Equipment Breakdown Insurance

Employment Protection Liability Insurance

Actual Loss Sustained (ALS) Business Income Insurance

Property and General Liability Expanded Coverages

Workers’ Compensation

*All policies subject to underwriting review

Classes with No Exclusions*

Accounting, Tax Preparation, Bookkeeping, and Payroll Services

Clothing Stores

Direct Selling Establishments

General Merchandise Stores (Warehouse Clubs and Supercenters)

Health and Personal Care Stores

Other Available Business Classes

Antique Stores

Electronic Shopping and Mail-Order Houses

Personal Care Services

Specialized Design Services

Sporting Goods, Hobby, and Musical Instrument Stores

Loading component...

Requirements for the Above Classes

Sporting Goods, Hobby, and Musical Instrument Stores*

We insure all Sporting Goods, Hobby, and Musical Instrument Stores EXCEPT ones that sell guns or used protective sporting equipment, and/or rent or sell motorized vehicles other than automobiles.

Antiques Stores

We insure all Antiques Stores EXCEPT ones that sell guns, used baby furniture, used protective sporting equipment, rent or sell motorized vehicles other than automobiles, and/or operate any pawn shop locations.

Electronic Shopping and Mail-Order Houses*

We insure all Mail Order and Online Drugstores EXCEPT those with controlled substance enforcement warnings or citations. We will write those having written policies and procedures in place that adhere to federal, state, and local requirements concerning controlled substances.

Specialized Design Services*

We insure all Specialized Design Services EXCEPT ones that DO NOT carry professional liability coverage for their architectural engineering or design services.

Personal Care Services*

We insure all Personal Care Services EXCEPT ones that provide permanent makeup services.

Loading component...

340 Classes Available*

Westfield is a one-stop shop for writing 340 small business classes across various industries. Get the details you need on all the classes we insure.

*All policies subject to underwriting review.

View Our Digital Appetite Guide