Skip to Main Content
ClaimsFind an AgentPay Your BillBecome an AgentContact Us
westfield logo
Search

Westfield Auto Insurance: Confidence in Your Coverage

You did the research. You found the right car. Now, you need the right insurance. With Westfield, you’ll get auto insurance coverage that’s tailored to you.  

Woman with a hat staring outside her car window and smiling.
Find Agent

What is Auto Insurance?

When you hit the open road, you want to feel confident that you and your vehicle are protected. That’s where auto insurance companies like Westfield come in. Auto insurance helps safeguard you from financial loss in the event of an accident. Auto insurance coverage can also help with other types of losses, including theft and weather-related damage. 

Hear From Our Customers

We are grateful to have the team at Westfield behind us. We have enjoyed years of coverage by Westfield and continue to be impressed by their customer focus — and not just when we might have a claim.  

– Russell S., Personal Lines Customer 

The Right Auto Coverage For You

Auto Insurance Coverage You Can Count On

When it comes to car insurance, you have lots of coverage options — from full coverage car insurance (liability, comprehensive, and collision coverage) to the basics like car liability insurance.* Whatever you’re looking for, Westfield can help you find the right coverage. Let’s start with the basics: 

Liability

Covers another person’s injuries or property damage. Car liability insurance won’t pay for your injuries or damage to your property.

Collision

Covers damage to your vehicle if you get into an accident with another car or if you hit an object like a light pole or guard rail.

Comprehensive

Covers losses if your car is stolen or damaged by a fire, storm, or natural disaster. 

Medical Payments

Covers medical bills if you or a passenger in your car is hurt in an accident.

Personal Injury Protection

Covers accident-related injury expenses beyond medical bills, like lost income.

#9

Westfield ranked ninth for auto insurance in Forbes’ list of America’s Best Insurance Companies in 2024.

Added Protection

Customize Your Policy With Additional Coverages 

  • Roadside Assistance

    Whether you need a fuel delivery or tire change, we can help you get on back on the road.  

  • Uninsured Motorist

    If you’re hit by an uninsured or underinsured driver, these coverages can help financially protect you. 

  • Loan Gap Coverage

    Provides financial help if your totaled or stolen vehicle is worth less than what you owe on your loan or lease. 

  • Personal Umbrella Insurance

    If a large claim is filed against you, umbrella coverage can help provide extra financial protection. 

Package Your Home and Auto Insurance

Many auto insurance companies allow customers to bundle their policies. Westfield is different — we create a package policy by combining your auto and home insurance into one policy. These cost-effective policies, called Wespak® and Wespak Estate®, not only simplify your life and save you money, but are also personalized to meet your unique needs. You can also easily add coverages to these policies to protect other vehicles like antique cars, campers, RVs, motorcycles, and boats. So, whether you enjoy collecting classic cars or sailing the ocean, you’ll be covered. 

A man and two children sitting in the truck of an SUV outside of a house.
Home and Auto Coverage

Wespak

Cost-effective home and auto insurance, including replacement cost coverage, extended transportation expense, and loan/lease coverage. 

A man and woman with their two children on their front porch.
For High Value Homes

Wespak Estate

High-value home and auto insurance with added protection like roadside assistance, identity theft coverage, and much more.  

Potential Savings

Auto Insurance Discounts

When you compare auto insurance, it’s important to factor in potential discounts. There are a variety of ways you could save on your car insurance policy with Westfield.

Safe Driver Discount

Sign up for the MissionSafe® program and get personalized rates based on your driving behavior.

Advance Quote Discount

Request a premium quote prior to the effective date of your policy.

Loyalty Discount

Longtime Westfield customers may qualify for this discount.

89%

claims satisfaction rate

“A” Rated (Excellent)

by AM Best since 1934

175+

years of experience

A woman sitting at a desk smiling while on a laptop.
MyWestfield®

Your Personal Insurance Hub 

Find everything you need to manage your insurance policies in one convenient spot with MyWestfield. This online customer portal makes it easy to:

  • View your policy summary
  • Make a payment
  • Update your billing information
  • Access your auto insurance ID card
  • Report and check the status of a claim
Find a Westfield Agent

Get a Car Insurance Quote

From car liability insurance to full coverage, you can count on Westfield. Connect with an agent to get started today. 
Find an Agent
Personal Auto Insurance

Frequently Asked Questions

Everyone on the road needs car insurance. That’s because all states require some degree of insurance to protect not only the driver, but other motorists as well. 

In addition to meeting legal requirements, car insurance helps protect you from financial loss in the event of an accident. Without the proper coverage, you could be responsible for the cost of car repairs, property damage, medical bills, lost wages, and more. 

It depends. Car insurance, specifically liability coverage, is required in nearly every state. That’s because liability coverage helps cover someone else’s bodily injury or property damage when you are determined to be at fault. To get the most complete protection for your individual needs, talk with an insurance agent.

All states have their own requirements. Contact an insurance agent to learn about your state’s minimum requirements. 

There are several factors that auto insurance companies use to help determine your rate:

  • Driving history
  • Vehicle type
  • Vehicle age
  • Average miles driven in a year
  • Deductible amount
  • Coverage limits

Typically, you will need to provide your car’s make, model, and year, as well as some personal information like your name, address, and drivers license number. You may also need a list of everyone who will drive the car, your current policy information, and an estimate on weekly mileage. 

When comparing quotes from auto insurance companies, make sure you carefully review the included coverages before factoring in the price. A lower premium could mean less coverage or a higher deductible. 

Car insurance generally covers rental cars with the same coverage limits and deductibles as your policy. If you are unsure of your coverages, review your policy or call your agent. 

MissionSafe is a great learning tool for first-time drivers! This usage-based program logs driving behavior to provide personalized insights and reward safe driving. As a parent, you’ll be able to monitor your teen’s driving and turn their data into teachable moments. 

For most auto claims, you can file in two easy ways:

If you’re reporting an auto glass claim, you can submit the claim online or call Westfield Glass Service at 800.810.3665. Make sure you have your policy number, date of the incident, and vehicle identification number ready.

Our claims experts are ready to help you 24 hours a day, seven days a week.

We only offer our insurance products through trained and knowledgeable independent agents. We take great care and consideration in choosing our agency force to ensure they’re a good fit for both Westfield and our customers. Find an agent near you with the expertise you need to get the right policy.


*All coverages are subject to the limits set forth in your policy. The information contained herein is provided solely as a general overview of coverage by Westfield and does not replace the terms and conditions of your actual policy language. For more information on coverages and limits, please contact your Westfield agent.