Popular Coverages for Row Crop Farmers
Your farm policy can be built from a combination of core agribusiness coverages and crop-specific protections designed to address the risks you face every season.
Core Coverage
- Property coverage for buildings, contents, equipment, and storage
- Business interruption coverage that helps replace lost income after a covered loss
- General liability and farm liability coverage for bodily injury and property damage claims
Equipment and Property Protection
- Replacement cost coverage for grain storage facilities
- Scheduled or blanket coverage for farm equipment
- Broadened coverage for silo unloaders
- Cab glass breakage coverage
- On and off-premises ATV liability coverage
Operational and Seasonal Risks
- Peak season coverage for increased seed and grain storage
- Farm earnings and extra expense coverage
- Coverage for rented or borrowed farm equipment
- Transportation and cargo coverage for crops, equipment, and inputs while in transit
Specialized Protections
- Limited pollution liability coverage
CUSTOMIZE YOUR POLICY
Additional Coverages and Endorsements
Equipment Breakdown Insurance
Get your farm equipment back up and running after mechanical and electrical breakdowns or utility service interruptions.
Commercial Auto Insurance
Make your policy stronger by helping to protect the vehicles that make your farming operation possible.
Workers' Compensation Insurance
Help protect the people that are critical to your farming operation with our robust suite of workers’ compensation programs.
Crime Insurance
Help protect yourself against stolen property claims arising inside or outside your operation’s premises under certain circumstances.
Cyber Insurance
Get first- and third-party coverage to help protect against losses, including data breaches, extortion, and ransomware with this coverage.
Commercial Umbrella Insurance
Add extra peace of mind with a farm umbrella policy that helps protect you if a large claim is filed against you.