Farm Animal and Livestock Insurance

Find customized coverage for your livestock and other farm animals that works as hard as you do.

Young farmer tending to his herd of cattle in a pasture.

Find an Agent

Customized Livestock Coverage for Your Operations

Our experienced team understands that no two farms are run the same way. That’s why we offer farm and ranch insurance and commercial agribusiness insurance that can be tailored to your needs. While our policies typically include farm equipment, liability, home, and outbuilding insurance, we also offer coverages and endorsements specific to poultry, livestock, equine, confinements, and more.

Two horses look over a fence in a green pasture.

Equine Insurance

From single horse owners to breeders to horse clubs or therapeutic riding facilities, we understand the need for both common and unique coverage options. With a customized property and liability policy, we can help you address your risks and gain confidence and control of your operations.

Our equine policies can typically be written to include:

Private horse owner liability
Horse trainers liability
Rider lessons liability
Boarding liability
Breeding liability
Therapeutic riding liability
Liability for long-term horse leases
Riding clinics
Livestock veterinarians services
Farrier liability
Horse coverage (basic/broad perils only – no true mortality)
Various property, auto, and inland marine coverages

Poultry Insurance

Across every specialized sector, from hatcheries to meat and egg distribution, Westfield has what it takes to help protect every aspect of your farm. From pasture to process to plate, we understand the ins and outs of the poultry business and how to best keep your livelihood safe.

Depending on your operations, our poultry policies can be written to include:

Surplus line coverage
Collapse
Spoilage
Suffocation of poultry coverage
Limited product recall coverage
Poultry coverage (basic/broad perils only – no true mortality)
Various property, such as poultry growing facilities, laying houses, egg gathering facilities, and service buildings
Various auto and inland marine coverages

Group of cattle, including a calf, in a pasture.

Livestock and Cattle Insurance

Whether on the farm, ranch, or in transit, Westfield has options to help protect your livestock against unpredictable events like extreme weather, accidents, and crime. From cattle to swine to sheep, Westfield understands that your animals are important investments that need the right coverage.

Our livestock insurance policies can typically be written to include:

Livestock liability
Limited pollution liability coverage
Suffocation of livestock
Attacks by dogs or wild animals
Accidental shootings
Electrocution
Loading and unloading accidents
Foreign object ingestion coverage
Collision while in transit
Livestock care, custody, and control coverage
Various property, auto, and inland marine coverages

Farmer feeding pigs in a confinement barn.

Care, Custody, and Control of Non-Owned Livestock

Even if you’re not the owner of the animals you’re caring for, having insurance is crucial. It’s particularly important for those who manage livestock or poultry due to contractual obligations, offer horse boarding services, or are responsible for animals on a temporary basis, such as for breeding purposes.

Westfield provides a specific insurance option that helps cover you if any non-owned animals under your care are harmed or die. This coverage is also applicable if the animals are affected by equipment failures or power outages that disrupt the environmental controls, such as temperature and air flow, within their housing.

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More Farm Insurance Options

We’ve got coverage that helps protect your harvested crops, dairy operations, confinements, agri-tainment, and more. Check out our farm and ranch insurance products.

EXPLORE COVERAGES

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Customize Your Policy

Agribusiness Coverages and Endorsements

Equipment Breakdown Insurance

Get your farm equipment back up and running after mechanical and electrical breakdowns or utility service interruptions.

Workers’ Compensation Insurance

Help protect the people that are critical to your farming operation with our robust suite of workers’ compensation programs.

Cyber Insurance

Get first- and third-party coverage to help protect against losses, including data breaches, extortion, and ransomware with this coverage.

Crime Insurance

Help protect yourself against stolen property claims arising inside or outside your operation’s premises under certain circumstances.

Commercial Umbrella Insurance

Add extra peace of mind with a farm umbrella policy that helps protect you if a large claim is filed against you.

Commercial Auto Insurance

Make your business policy stronger by protecting the vehicles that make your farming operation possible.

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Find an Agent

Get a Livestock Insurance Quote

Our experienced agents and underwriters will get to know your operation, so we can find the coverages that fit your needs. Connect with a local agent to see if Westfield livestock insurance is the right for you.

FIND AN AGENT

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Farm Animal and Livestock Insurance

Frequently Asked Questions

Does Westfield offer full livestock mortality insurance?

While we do not provide coverage for livestock and poultry losses caused by disease, old age, or natural causes, we do offer coverages that help protect you if your animal is harmed or dies as a result of suffocation, accidental shootings, or electrocution.

Do I need livestock insurance?

Farming can be unpredictable, so it’s always a good idea to add protection through an insurance policy. Livestock insurance can help safeguard against accidents and unexpected events that may affect your animals, such as weather-related incidents, suffocation, and more.

What kinds of livestock does Westfield cover?

Westfield can typically cover cattle, sheep, swine, goats, poultry, horses, mules, and donkeys. Poultry refers to fowl kept by you for use or sale.