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Uninsured Motorist

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Uninsured & Underinsured Motorist Coverage

As someone who takes personal responsibility, you have an auto policy with liability coverage that’ll take care of someone else if you make a mistake and cause an accident. But what happens when it’s the other driver’s fault and they don’t have coverage, or they don’t have enough coverage? 

In your eyes, part of taking personal responsibility is being prepared — and making sure your family is taken care of if a catastrophe strikes. With a Westfield auto policy, you have the option to add uninsured and underinsured motorist coverage that will pay your damages — up to a set limit — if you get into an accident caused by a driver who lacks adequate liability coverage. 


Uninsured/Underinsured Motorist Coverage

Uninsured motorist coverage pays for your injuries if someone without insurance causes an accident or if you're hit by a hit-and-run driver. Underinsured motorists coverage comes into play when someone else causes an accident but doesn't have enough insurance. These coverages also pay for lost wages if you have to miss work due to injury.

While some states require some amount of uninsured/underinsured motorist coverage, it’s optional in other states. Talk to your Westfield agent about adding this type of coverage to your auto policy.


Discover More Coverage Options

Part of Westfield’s commitment to caring about your safety and financial well-being is to offer a range of coverages designed to offer you flexibility to fit your personal needs. Ask your agent about:


Connect With a Westfield Agent

Since you like to do your research, you ask questions before you buy anything, right? And to get answers, you need a real, live person — not some internet form. Our independent Westfield agents are trained and eager to provide you with the kind of personalized customer service you want and deserve.

OK, so, first you have to fill out a quick form. But the form gets you to the actual humans near you. We promise. 


Wherever you are and whenever you need us, we’ll be there. And now, so will your policy info.



  • We're one of the largest non-public companies in Ohio and the largest employer in Medina County.
  • We provide personal insurance in 10 states, commercial insurance in 21 states and surety products in 50 states through a network of more than a thousand leading independent agencies.
  • We've sponsored the Cleveland Cavaliers Straight "A" All-Stars since 2005.