commercial property insurance
Ever looked at one of those maps of the United States showing natural disaster zones? There’s literally no place in the country that doesn’t have some kind of hazard — tornadoes, hurricanes, wild fires, floods, earthquakes. You name it.
Catastrophe for your business — and everything you’ve worked so hard to build — could be just a lightning strike or crazy wind storm away. Or one stealthy burglar wiping you out in the middle of the night. That’s why commercial property insurance is a must-have for any smart business owner.
Talk to a Westfield agent about your options for getting commercial property coverage today.
Why Get Commercial Property Insurance?
In the most basic of terms, commercial property insurance protects your building and the physical property in your building:
- Office furniture — your desks, chairs, and similar items
- Equipment — like computers, copiers, machinery or even that cool pinball machine in the corner of the break room
- Inventory — the products you sell that your business can’t survive without
- Supplies — the 20 cases of paper and gazillion Post-its® in the closet
- Fixtures — lights, shelves, etc.
- Personal property of others — property that your employees or customers bring in that gets damaged or stolen while under your care, like purses or laptops
If any of this stuff is lost or damaged in a fire or disaster, or gets stolen, commercial property insurance has your back.
Generally speaking, commercial property insurance offers protection for:
- Wind or storm damage
- Damage from frozen pipes
- Losses from burglary and theft
However, you might need extra coverage for special circumstances like earthquakes or floods. Talk to an independent Westfield agent about whether you might need that kind of protection based on where your business is located.
Additional Optional Property Coverages
Discover More Coverage Options
Commercial property coverage is just one form of protection for your business. As a savvy entrepreneur, you know that risks come in many forms. Talk to a Westfield agent about how your business might benefit from one or more of the following:
- Business Owners Package (BOP)
- Commercial Package Insurance
- Commercial Auto Insurance
- Commercial Umbrella Insurance
Connect With a Westfield Agent
A Westfield agent has the answers you need when it comes to protecting your business. Use our online tool to find one near you. Our agents can help you find the right coverages at the right cost to meet your business needs.
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Independent Westfield agents are ready to help you understand your risks and find the coverage you need. Use our online tool to find an agent near you today.Find an Agent
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WESTFIELD QUICK FACTS
- We're one of the largest non-public companies in Ohio and the largest employer in Medina County.
- We provide personal insurance in 10 states, commercial insurance in 21 states and surety products in 50 states through a network of more than a thousand leading independent agencies.
- We've sponsored the Cleveland Cavaliers Straight "A" All-Stars since 2005.