Is your insurance as ready as you are?

Two images, the first is a french bulldog feeling the breeze from a car window; the second is a welcome mat at the entryway of a home with shoes and stairs in the background.

Ahhh, the start of another year. The time of year when motivated people flood the gyms, smoking areas empty out as people strive to get healthier and salads and rice cakes are everyone’s favorite meals.

We love the concept of starting over/hitting the reset button and, plainly put, bettering ourselves for our New Year’s resolutions. But as we enjoy a fresh start, it’s also a reminder to us all that we should reflect and evaluate what has happened and what could happen. Every year, we review health insurance benefits for open enrollment season. But do you review your personal and business insurance policies? Insurance should never be a one-and-done type of thing.

The new year is a great time to ask yourself a few questions: What could go wrong over the course of this year? Are there things that could happen to my home, my car, my business? What has happened over the last 12 months and did my insurance meet my needs? Now is the time to review your policies and see what you’ve got. This will help you decide if you have the right kind of insurance and the right amount for the year ahead. A lot can change in a year and while we can’t always plan for the unexpected, you can be prepared. Use this checklist to help prepare questions for your agent.

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