retail

At Westfield, we know our stuff when it comes to insuring retail businesses. We’re unique in the insurance industry in that we own and operate a pro-shop and employee store.  That means we can appreciate many of the challenges and opportunities that our customers face each day.

Our expertise translates to designing expanded endorsements for the retail sector that provide greater protection for property, general liability, and commercial auto. Westfield also offers workers compensation solutions for most retail businesses. Choose the protection you need, including Cyber Suite, Crime, Equipment Breakdown and Inland Marine programs.

• Cyber Suite: A comprehensive cyber insurance solution that helps you respond to a full range of cyber incidents, including breach of personal information, unauthorized intrusion into the insured’s computer systems, damage to data and systems from a computer attack and cyber-related litigation.
• Crime: A customizable program of seven coverages that protect against a range of criminal activity not covered under other coverage forms. Coverage includes employee theft, theft of money & securities, forgery/alteration, robbery, burglary, funds transfer fraud and counterfeit currency.
• Equipment Breakdown: Protects your equipment by filling coverage gaps for problems such as mechanical breakdown, electrical arcing, explosions of boilers and piping. It also provides additional protection by covering hazardous substance clean-up protection and spoilage of perishable stock.
• Inland Marine: A broad and customizable type of insurance coverage designed to protect pieces of property that are frequently mobile.

Westfield offers coverages customized for retailers such as - appliance stores; art galleries; auto parts and supply; clothing; computer; convenience stores; department and drugstores; florists; small grocery stores; sporting goods and athletic apparel; and toy stores, among others. Specific rules apply so be sure to reach out to your independent Westfield agent for more information about this important coverage.