WC - Return to Work


Why Your Business Needs a Return-to-Work Program

Helping your injured employees to health and productivity in the shortest time possible is the right thing to do. It’s also good for business. A return-to-work (RTW) program is a key component in any organization’s business and workers’ compensation strategy. An effective RTW program can assist in maximizing overall business results and in eliminating factors that contribute to the high cost of workers’ compensation insurance.

Westfield is your workers’ compensation expert. With knowledgeable workers’ compensation claims, risk services and underwriting professionals, we will help you develop and maintain an effective RTW program - whether you need assistance from the ground up or have an established program. The Westfield approach includes temporary on-site options, and, through WesWorks®, temporary off-site options as well.

Click below to read more about WesWorks®, why RTW is right for your business, and how you can partner with Westfield to create or improve a specialized RTW program for your business.

Click here for a video on Westfield's Return-to-Work program.

Calculate Occupational Injury and Illness costs using the OSHA Safety Pays Program Estimator.

Visit the Department of Labor website.

After six months there is only a 50% chance that your employee will return to work*
*US Department of Labor, Bureau of Labor Statistics

Studies suggest that 60% to 70% of lost work days involve medically unnecessary time off from work*
*A Physicians Guide to Return to Work, James B Talmage MD & J Mark Melhorn, MD, AMA , 2005

An effective RTW program can save a company 35% on medical costs and 30% in lost time days*
*New York Workers’ Compensation Bureau

After one year the chances of a successful return to work drop to 25%*
*US Department of Labor, Bureau of Labor Statistics

Elements of a Successful RTW Program

  • Partnership with Westfield
  • Formal RTW policy and documentation
  • Consider all applicable local, state and federal laws and rules
  • Standardized procedures for reporting injuries and seeking medical care
  • RTW Coordinator in your organization for consistent and timely results
  • Early injury management
  • Strong working relationship with your designated medical provider
  • Commitment to making RTW available on-site (or off-site through WesWorks®) in all cases
  • Consistent support from your organizational leadership team
  • Effective communication with all employees during roll-out, as part of the new hire process, and at regular intervals
  • Periodic program review and evaluation

Employee Benefits

  • Continued participation in employee benefit programs
  • Increased income
  • Continued engagement and attachment to the workplace
  • Quicker recovery from work injury
  • A sense of stability and security in knowing that employer cares
  • Decreased financial hardship
  • Improved self-esteem
  • Reduced stress, boredom and depression
  • Less physical and mental deconditioning
  • Continued positive relationships with fellow employees
  • Alleviated concern about continued employment and employment benefits

Employer Benefits

  • Maximized operational productivity
  • Reduced indemnity benefit costs
  • Reduced medical benefit costs
  • Decreased overall recovery period
  • Contained WC premiums
  • Increased retention of a trained, skilled and knowledgeable work force
  • Reduced or eliminated costs associated with the recruitment and hiring process
  • Boosted employee morale and engagement
  • Reduced potential for workers’ compensation and employment litigation
  • Positive impact on workers’ compensation experience mod
  • More control in your workers’ compensation program
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