Sharing Knowledge. Building Trust. Questions

<< RETURN HOME

Thank you for watching the Westfield Insurance High School Academic Quiz Show in your community! Just click to submit your answer and be entered to win a great prize. Right or wrong, all participants are entered to win.

The answers provided in our Sharing Knowledge, Building Trust questions are from our Westfield Insurance products. It is always best to talk with your local independent insurance agency for policy specific questions and coverage needs.

<< Back to Categories

Auto

Is coverage for a rental vehicle automatically included in your Automobile Insurance Policy?

A: Yes
B: No

For the answer and a chance to win a prize, Click here


* * *

True or False: When I rent a car, I do not need to purchase insurance because it is covered under my personal auto policy.

A: True
B: False

For the answer and a chance to win a prize, Click here


* * *

Are there discounts offered on insurance when you have the same company for your auto, home and business insurance?

A: Yes
B: No

For the answer and a chance to win a prize, Click here


* * *

What is the leading cause of death among 15 to 20 year olds?

A: Car Crashes
B: Suicide
C: Alcohol/Drugs
D: Violence

For the answer and a chance to win a prize, Click here


* * *

Drivers who use hand-held devices are how many times more likely to get into crashes serious enough to injure themselves?

A: Four times
B: Twice
C: None
D: Just as likely as the next driver

For the answer and a chance to win a prize, Click here


* * *

What do 19% of teen drivers consider their biggest distraction?

A: Having friends in the car
B: Talking on a cell phone
C: Changing the radio station

For the answer and a chance to win a prize, Click here


* * *

On average, how many Americans not wearing their seatbelts were killed in motor vehicle crashes each day in 2008?

A: 3
B: 58
C: 17
D: 38

For the answer and a chance to win a prize, Click here


* * *

Insurance is regulated by what level of the United States government?

A: City
B: State
C: Federal
D: There is no regulation of insurance in the U.S.

For the answer and a chance to win a prize, Click here


* * *

If your car is hit by a deer, what type of insurance will ensure that the damage is covered by your insurance policy?

A: Liability coverage
B: Comprehensive coverage
C: Medical payments coverage

For the answer and a chance to win a prize, Click here


* * *

What is a common way to save money on your home and car insurance?

A: Don't get insurance
B: Multi-policy discount (i.e insure your home and your car with the same company)
C: Don't drive a car

For the answer and a chance to win a prize, Click here


* * *

What is a common way that car owners unknowingly cause their car insurance cost to increase?

A: Filing small claims that you can cover yourself
B: Insuring their car on the same policy as their home
C: Maintaining a clean driving record

For the answer and a chance to win a prize, Click here


* * *

Why are insurance premiums sometimes higher for luxury, sport and four-wheel drive cars?

A: The cost to repair is usually lower
B: The cost to repair is usually higher, and these cars are more likely to experience car theft
C: The owners of these cars usually donít park in garages

For the answer and a chance to win a prize, Click here


* * *

How much higher is the death rate for 16- and 17-year-old drivers with passengers than for drivers ages 16-17 without passengers?

A: 2
B: 4
C: 6
D: 8

For the answer and a chance to win a prize, Click here


* * *

What grade point average will generally earn students a discount on their car insurance?

A: A
B: B or higher
C: C or higher
D: There is no discount for good grades

For the answer and a chance to win a prize, Click here


* * *

True or false. In 2007 the typical U.S. driverís car insurance premiums were reduced thanks to safer cars and roads, graduated licensing programs for teens and the baby boomer generation.

A: True
B: False

For the answer and a chance to win a prize, Click here


* * *

What should you do before you purchase or lease a car to avoid surprise increases on your car insurance premium?

A: Contact your agent before you purchase/lease a car.
B: Talk to your friends.
C: There wonít be any surprises Ė go ahead and splurge!

For the answer and a chance to win a prize, Click here


* * *

Is seat belt use lower among teens or adults?

A: Teens
B: Adults

For the answer and a chance to win a prize, Click here


* * *

How can you be sure your laptop is protected whether itís at your home or away from your home?

A: Purchase laptop insurance.
B: Ask your agent if your laptop is adequately covered by your home or renterís insurance.
C: Keep your laptop at home. Donít take it anywhere.
D: Nothing.

For the answer and a chance to win a prize, Click here


* * *

According to the National Highway Traffic Safety Association, out of every eight car seats, how many are not installed correctly?

A: 1
B: 3
C: 6

For the answer and a chance to win a prize, Click here


* * *

How many states have banned texting while driving?

A: 5
B: 30
C: 40

For the answer and a chance to win a prize, Click here


* * *

In 2008, how many Americans were injured or killed in car crashes involving distracted drivers?

Source: National Highway Traffic Safety Association

A: 6,000
B: 56,000
C: 256,000
D: 506,000

For the answer and a chance to win a prize, Click here


* * *

Between 2004 and 2008, how many American lives were saved by seat belts?

Source: National Highway Traffic Safety Association

A: 5,000
B: 13,000
C: 75,000
D: 250,000

For the answer and a chance to win a prize, Click here


* * *

Why are car insurance rates higher for teens than other drivers?

A: new customers to the insurance market
B: more likely to drive under the influence of alcohol
C: a higher accident risk due to inexperience
D: likely to drive more often than other age groups

For the answer and a chance to win a prize, Click here


* * *

True or false: your car insurance will cover you if you get into a crash in a rental car?

A: True
B: False

For the answer and a chance to win a prize, Click here


* * *

What are the only two factors that help you maintain control of your car while driving?

A: Speed and braking
B: Traction and vehicle balance
C: Steering and speed
D: Vehicle balance and speed

For the answer and a chance to win a prize, Click here


* * *

What is the leading reason that 52% of drivers say they feel less safe on the roads now than they did five years ago?

A: Distracted driving
B: Drunk driving
C: Tired driving

For the answer and a chance to win a prize, Click here


* * *

What percentage of teens admit to distracted behaviors while driving such as texting, talking on the phone, eating, adjusting the radio, applying makeup or driving with four or more passengers?

A: 24%
B: 50%
C: 86%

For the answer and a chance to win a prize, Click here


* * *

At what age are children old enough to ride an adult-size ATV (all-terrain vehicle)?

A: 12
B: 16
C: 14

For the answer and a chance to win a prize, Click here


* * *

You are in a car crash at 5:45 p.m., what time can you call your insurance company to report the claim?

A: 8 a.m. the next day
B: Right now before it's 6 p.m.!
C: Anytime this evening after you have exchanged insurance and contact information with anyone involved (and taken a deep breath to calm down!)

For the answer and a chance to win a prize, Click here


* * *

If your golf clubs are stolen from your car on vacation, are they covered under your home or car insurance?

A: Home insurance
B: Car insurance

For the answer and a chance to win a prize, Click here


* * *

You just bought two brand new kayaks for summer fun and exercise, who should you call first - before you hit the water?

A: Your family
B: Your insurance agent
C: Both of the above

For the answer and a chance to win a prize, Click here


© Westfield Insurance Company. All rights reserved