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Reliable Protection for the Road Ahead
In today’s world, you need an insurance company that provides quality auto insurance and reliable claims services. Whether you have an hour commute or a quick trip to the store, drive with confidence knowing that you’ve chosen a partner you can rely on.
Westfield offers auto insurance that provides basic protection for you and your vehicle, plus extras to make that protection more applicable to your personal needs. We offer insurance coverage for the following vehicles:
For recreational vehicles, such as motorcycles and RVs, we can conveniently add these coverages directly to your regular auto policy.
Talk with your independent agent about the vehicle(s) and driver(s) in your household to make sure you are fully covered, and receiving the best protection and value for your investment.
What if it’s not your fault, but the other driver doesn’t have insurance? That’s where uninsured motorist coverage comes in. Learn more.
Auto Insurance Coverage Options
The auto portion of our Wespak home and auto package policy provides broader coverage than a standard personal auto policy. We also provide extra coverages when you carry physical damage coverage including:
- Loan/lease coverage
- Trip interruption coverage
- Replacement cost coverage
- And more
The personal auto policy provides basic liability protection and optional physical damage protection for the vehicles and drivers in your household. You can make that protection more comprehensive with endorsements such as:
- Roadside assistance
- Loan/lease coverage
- Extended non-owned liability
- Electronic equipment coverage
Our roadside assistance is here when you need it — 24 hours a day, 365 days a year. Whether you’re on the road or in your own driveway, help is only a toll-free phone call away for any covered vehicles throughout the United States, Puerto Rico, all of the Provinces of Canada and the District of Columbia. One of our roadside service professionals will quickly arrive to offer assistance, whether you lock yourself out of your car, have a flat tire, breakdown or simply run out of gas. Learn more about roadside assistance.
If you buy or lease a new car, talk to your agent about adding loan/lease gap coverage to your auto policy. This coverage pays the difference between the book value of a vehicle and the amount still owed on a lease or loan in the event of a total loss. Ordinarily, your physical damage coverage provides you with actual cash value settlement (cost of the vehicle minus depreciation) in the event of a loss.
By having loan/lease gap coverage, you avoid the out-of-pocket expense that would occur due to a “gap” between the vehicle’s actual cash value and the lease or loan amount. Ask your agent about details and limitations.