Personal Insurance - Motorcycle Insurance

Every motorcycle owner should be able to enjoy the freedom of the open road and the thunderous roar of the engine in their ears, without the worry of proper insurance coverage.

For this reason, Westfield Insurance designed a motorcycle insurance program that allows you to build a comprehensive policy that fits your unique needs. In addition to standard liability and physical damage coverages, we offer a variety of insurance options ranging from towing coverage to premium adjustments for seasonal use.

Westfield motorcycle insurance provides superior protection and peace of mind to conscientious motorcyclists.

Although we specialize in cruisers and touring bikes, we also have options for other bike types.

We Make Motorcycle Insurance Affordable

• Seasonal Premium Adjustments: With one of the most flexible lay up programs available, we adjust your premium for motorcycles that are only used part of the year, and don't restrict coverage or require you to suspend use for any specific period of time.
• Association Membership Discount: Available for members of certain motorcycle organizations. See your agent for details. Must provide proof of membership.
• Loyalty Discount: Available for any policyholder who has been continuously insured, without lapse, through any Westfield Insurance affiliated company for personal car insurance.
• Multiple Policy Discounts
• Motorcycle Driver Training Discounts
  

Your Motorcycle Insurance Options:

• Medical Payments: Pays medical, surgical, hospital and/or funeral expenses incurred by you and/or passengers of your motorcycle in the event of an accident.
• Loan/Lease Gap Protection: In the event of a total loss, pays the difference between the book value of a motorcycle and the amount still owed on a lease or loan.
• Towing & Labor: Covers towing expense when a motorcycle is disabled, as well as cost for labor performed at the place of disablement.
• Uninsured Motorists Property Damage: Available for licensed motorcycles that don't carry collision coverage (if uninsured/underinsured motorists' bodily injury coverage is provided in the policy)*
• Increased Motorcycle Custom Parts or Equipment: Coverage for motorcycle custom parts or equipment (beyond the included $1,000) may be purchased for any motorcycle as part of the corresponding comprehensive and collision coverage.
• Safety Riding Apparel: Covers safety apparel, such as helmets, damaged as the result of a collision.

*Not available in all states

Your Westfield independent agent can help you choose the right motorcycle coverage.