Farm Insurance


Whether you're running a large-scale operation or carrying on the tradition of a small family farm, Westfield's farm insurance coverages are tailored to meet your farm's property and liability exposures. What's more, you're getting farm insurance protection from a carrier with more than 160 years of experience in the industry.

Locate a Westfield independent agent today to learn more about the specific insurance needs of your farm.

Farm Groups We Serve

We provide insurance solutions to a wide range of farming businesses. Here are some of the business types we currently serve:

  • Animal Aquaculture (fish farms and hatcheries)
  • Beef Cattle Ranching and Farming
  • Cattle Feedlots (not eligible for workers' compensation coverage)
  • Crop Harvesting (primarily by machine)
  • Dairy Cattle and Milk Production
  • Farm Labor Contractors and Crew Leaders (harvesting crews)
  • Food Crops Grown Under Cover
  • Hog and Pig Farming
  • Horses and Other Equine Production
  • Nursery and Floriculture Production
  • Oilseed and Grain Farming
  • Organic Farming/Community Supported Agriculture
  • Poultry and Egg Production Farms
  • Sheep and Goat Farming
  • Vegetable and Melon Farming
  • Farm Management Services (operations engaged in providing management for the partial or complete operations of the farm establishment)
  • Post-harvest Crop Activities (services on crops, subsequent to their harvest, to prepare them for market or further processing)

Westfield's Farm Insurance Program

Farm Property Coverages
Our Farm Insurance Program includes property coverages that protect your dwelling and household personal property, farm personal property, plus barns, stables, silos and other structures, including:

  • Dwelling, personal property, additional living expenses
  • Farm equipment
  • Barns, stables, silos and other farm structures

Farm Liability Coverage
Our farm liability insurance protects you against injury and property damage, medical payments, advertising injury and farm pollution, including:

  • Bodily injury and property damage liability
  • Medical payments
  • Personal and advertising injury liability
  • Limited farm pollution liability

Comfort Coverage (Included at no additional cost)

  • Ordinance or law
  • Borrowed farm machinery
  • Livestock insurance
  • Private power and light poles
  • TV antennas, towers and satellite dishes

Property Optional Coverage
Increase the amount of property coverage your farm insurance program provides, by selecting from any number of additional coverages, including:

  • High value home endorsement
  • Expanded replacement cost for dwellings
  • Coverage for special causes of loss on household personal property
  • Backup of sewers, sump pumps and drains
  • Scheduled and unscheduled farm personal property
  • Borrowed farm machinery - additional limits
  • Coverage for farm personal property during peak season
  • Reproductive materials coverage
  • Spoilage coverage
  • Suffocation of poultry and livestock
  • Outbuilding coverage available on a blanket basis
  • Replacement coverage on barns, outbuildings and confinement structures
  • Farm earnings and extra expense
  • Earthquake
  • Expanded property coverage endorsement
  • Equine expanded coverage endorsement
  • Recreational vehicles
  • Theft of building materials

Liability Optional Coverages
Extend your liability coverage to include exposures specific to your farm, including:

  • Custom farming
  • Business activities
  • Animal care, custody and control
  • Equine activities
  • Recreational vehicles
  • Employers liability (where applicable)

This content represents only brief statements that relate to coverages. Please consult your independent agent for specific coverages, conditions and exclusions, as well as information about other fine products from Westfield Insurance.

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