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Farm Insurance

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Westfield's farm Insurance coverages are tailored to meet your farm's property and liability risks, whether you're running a large-scale operation or simply enjoying a retirement hobby. What's more, you're getting farm insurance protection from a carrier with more than 160 years of experience in the industry.

Our Farm Insurance programs cover your dwelling and household personal property, farm personal property, plus barns, stables, silos and other structures. Our farm liability insurance protects you against injury and property damage, medical payments, advertising injury and farm pollution.

Westfield's Farm Insurance Program

Property

  • Dwelling, personal property, additional living expenses
  • Farm equipment
  • Barns, stables, silos and other farm structures

Farm Liability Insurance

  • Bodily injury and property damage liability
  • Medical payments
  • Personal and advertising injury liability
  • Limited farm pollution liability

Comfort Coverage (Included at no additional cost)

  • Ordinance or law
  • Borrowed farm machinery
  • Livestock insurance
  • Private power and light poles
  • TV antennas, towers and satellite dishes

Tailor-Made Options (Available for additional premium)

Property Optional Coverages

  • Expanded replacement cost for dwellings
  • Coverage for special causes of loss on household personal property
  • Backup of sewers, sump pumps and drains
  • Scheduled and unscheduled farm personal property
  • Borrowed farm machinery - additional limits
  • Coverage for farm personal property during peak season
  • Reproductive materials coverage
  • Spoilage coverage
  • Suffocation of poultry and livestock
  • Outbuilding coverage available on a blanket basis
  • Replacement coverage on barns, outbuildings and confinement structures
  • Farm earnings and extra expense
  • Earthquake
  • Expanded property coverage endorsement
  • Equine expanded coverage endorsement
  • Recreational vehicles
  • Theft of building materials

Liability Optional Coverages

  • Custom farming
  • Business activities
  • Animal care, custody and control
  • Equine activities
  • Recreational vehicles
  • Employers liability (where applicable)

This content represents only brief statements that relate to coverages. Please consult your independent agent for specific coverages, conditions and exclusions, as well as information about other fine products from Westfield Insurance.


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