Equipment Breakdown

It was a brand new piece of equipment, state-of-the-art. We didn't realize how dependent on it and vulnerable we were until the unit failed. Suddenly and unexpectedly, we were unable to fulfill our commitments to customers, placing our business, and our customers' businesses, at risk. Fortunately, I had maintained a practice of meeting with my Westfield independent Agent regularly, and he had identified gaps in our insurance coverage that not only provided me the means to replace the equipment, but also helped us cover our loss of income due the equipment breakdown, as well as coverage against loss of business claims made by our customers. He was a real life-saver.

Equipment breakdown coverage protects you from losses suffered due to mechanical failure and will help pay for repair or replacement of the equipment, as well as the income you may lose if business operations are interrupted.

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