Small Business - Liability


Employment Practices Liability Update
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Liability insurance for your small business

Shield your business assets from third-party losses with liability coverage with a Westfield small business insurance policy.

Liability protection includes:

  • Liability for injury or property loss at your business or as a result of your operations
  • Medical expenses for injuries covered right away (for trips to the emergency room, for example)
  • Watercraft you do not own, size of watercraft up to 50 feet
  • Bail bonds
  • Fire and explosion legal liability
  • Water damage legal liability
  • Voluntary property damage
  • Property you do not own that is in your care, custody, and control
  • Automatically covers as "additional insured" - lessors of premises, manager or lessor of premises, mortgagee assignee/receiver, owners of leased premises, and state or political subdivisions, when required by contract

Questions about liability coverage? Contact an independent agent today. They will work with you to determine if you should carry additional protection.

Additional liability coverage is available

If your small business requires more liability protection, we’ve got you covered with a variety of optional coverages you can add to your policy.

Your independent agent will work with you to determine what you need to have on your policy. If your business needs specialized coverage, we will tailor a policy to cover your business.

  • Professional liability - barber or beauty shops, morticians, optometrists, and opticians
  • Auto liability for autos you hire or rent, or other autos you do not own
  • Employee dishonesty
  • Bailee coverage
  • Electronic data liability
  • Employment-related practice

Contact an independent agent to learn more about liability insurance for your business.

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