Business Insurance - Contractors


Our new SBA contractors’ microsite is dedicated to helping small contractors better manage their business. Although the new site specifically targets electrician plumber and HVAC contractors, it includes business solutions that benefit all small business owners. Check it out and let us know what you think!

We know contractors.

We understand the business, the risks involved and the type of coverage they need. Our independent agency partners consider us experts in this segment industry and that’s something we’re proud of. Westfield’s Contractor's Package Policy provides property and liability coverage in one convenient, affordable policy that can be tailored with optional coverages to fit the insurance needs of a variety of contractors. And, flexible billing options makes 'paperwork' easier to handle. We offer a variety of payment options and let you choose your own billing due date.

Contractor Package Coverages:

  • Premises/operations
  • Products/completed operations
  • Personal and advertising injury liability
  • Fire legal liability (including explosion)  
  • Business personal property coverage (80 percent coinsurance; special form cause of loss; $500 deductible)  
  • Contractor's equipment coverage - includes employees' tools  
  • Installation floater coverage (non-reporting; special form cause of loss; $500 deductible
  • Property of others away from insured premises (in your care, custody, or control; $500 deductible)  
  • Accounts receivable (non-reporting; special form cause of loss)
  • Valuable papers and records (non-reporting; special form cause of loss; $500 deductible)  
  • Forgery and alteration ($250 deductible)
  • Premises medical payments provided for volunteer workers engaged in maintenance repairs of the insured premises

 Talk to an independent agent today about contractor's insurance with Westfield.

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