Loss Control - Helpful Links


Interested in learning more about important topics relating to business insurance? We’ve provided additional resources that will help you become more familiar with industry standards, regulations and other insurance-related topics to assist you in making educated insurance decisions.

Insights on Risk Management
Check out these Smart Business magazine articles on risk management written by Westfield. Browse the articles.

OSHA Prevention Videos: Construction Hazards

Every year in the U.S. more than 800 construction workers die and nearly 137,000 are seriously injured while on the job. Construction workers engage in many activities that may expose them to serious hazards, such as falling from rooftops, unguarded machinery, being struck by heavy construction equipment, electrocutions, silica dust, and asbestos.

The videos below show how quickly workers can be injured or killed on the job and are intended to assist those in the industry to identify, reduce, and eliminate construction-related hazards. Most of the videos are 2 to 4 minutes long, presented in clear, easily accessible vocabulary, and show common construction worksite activities. The videos may be used for employer and worker training.

The videos are available at osha.gov and on YouTube.

Industry Related Websites

Truck Insurance Pro is a division of The Hoffman Group, exclusively dedicated to the trucking insurance needs of owner-operators and fleets.

The Occupational Safety & Health Administration (OSHA)
Access all OSHA standards, record keeping information, history of workplace inspections, free publications and posters, news releases and contact information for area and regional offices.

Department of Transportation (DOT)
Did you know that if your business operates trucks with a GVW in excess of 10,001 lbs that you are required to register your vehicles with the Department of Transportation? Visit DOT online to obtain information on how to register your fleet, updates to DOT standards, such as Hours of Service, Drug and Alcohol testing, and vehicle inspections.

Safety and Fitness Electronic Records System (SAFER)
Use this DOT tool for documenting and tracking fleet safety information obtained from roadside inspections, audits and accidents. This link provides access to this information and the overall safety scores provided to fleets based upon their history with the DOT.

The National Fire Protection Agency (NFPA)
Review a listing of NFPA codes and standards and highlights fire statistics, including an analysis of past fire losses and what can be learned from these tragedies. Please note that access to specific code requirements may require a membership fee.

FEMA Emergency Management Guide for Business & Industry
Download FEMA’s free Emergency Management Guide for Business & Industry, a step-by-step program helpful for assessing and establishing a business interruption program.

Drug Policy e-Advisor
Are you interested in becoming a drug free workplace but need help learning more about the program? Use this link to access the Department of Labor: Drug Policy e-advisor. This tool provides guidance on how to develop a Drug Free Program as well as a tool to help create a customized drug free workplace policy. Be sure to ask your agent to see if you qualify for a discount on your worker's compensation insurance for implementing a Drug Free Workplace program.

Access hundreds of free safety related toolbox talk topics and supporting information, free training materials, checklists, meeting topics, power point presentations and sample safety programs.

National Institute for Occupational Safety and Health (NIOSH)
Use the NOISH Pocket Guide to Hazardous Chemicals to help recognize and control chemical hazards. This guide provides information regarding general industrial hygiene on several hundred chemicals for workers, employers and occupational professionals.

Consumer Product Safety Commission (CPSC)
Explore a wide variety of information related to product safety, and information on product recalls, how to report unsafe products, as well as product safety standards and updates to standards via press releases.

National Agricultural Safety Database (NASD)
Visit the NASD website to obtain a wide variety of information on farm and agricultural businesses in the U.S. Resources available include: online safety videos, training topics and technical bulletins.

National Food Service Management Institute and the United States Department of Agriculture
The National Food Service Management Institute and the United States Department of Agriculture have partnered to establish more than 37 standard operating procedures (SOP’s) for food service operations, which cover most food service topics, such as personal hygiene, handling food recalls, food storage, etc.

Safety.Cat.com by Caterpillar
Caterpillar, a manufacturer of heavy construction equipment, has designed a website that provides a wide variety of helpful information for keeping employees safe while working with their equipment. The site features product safety information, tool box talks, CatSafety Twitter updates, safety checklists, and data sheets that can be downloaded free of charge.

Insurance Institute for Highway Safety (IIHS)
Learn how to best prevent losses for your business on our nation’s highways. The IIHS is an independent, nonprofit organization dedicated to providing safety information to consumers, such as vehicle ratings, consumer updates, educational videos, research and statistics as well as laws and regulations.

National Equipment Register (NER)
The National Equipment Register, a division of ISO Crime Analytics, has a website designed to assist heavy-equipment owners and insurers in fighting theft. The site has an interactive map feature that enables visitors to study theft patterns across the country as well as receive alerts and other data on heavy-equipment theft.

*This information is intended as a guideline to be used in conjunction with other risk control resources. It does not represent legal advice and does not amend the terms, conditions or coverage of your insurance policy. This information has been obtained from resources believed to be reliable, but Westfield Insurance cannot guarantee its reliability and does not assume liability for the information or suggestions presented.

Contact an independent agent today to properly protect your business. We’re here to help you.

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