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ERRORS & OMISSIONS
My employee had the best of intentions, but something was overlooked and it cost my customer big time. I didn't realize how exposed I was until I got that call...
BUSINESS INCOME / LOSS
The fire was devastating: it wiped out the entire warehouse. But I knew I had insurance to cover the loss. It turns out I was not as protected as I thought...
BUSINESS LOSS OF USE
We thought we were prepared when the lights went out. But when the generator didn't work, suddenly we were out of business. Am I covered?
ENOUGH INSURANCE FOR BUILDING
It was my dream for the company to own, rather than lease its building. I found out the hard way that my insurance coverage was not equal to the value of the building...
EMPLOYEE USE OF VEHICLE
On the way to meet a customer, an employee of mine was responsible for an auto accident. He was driving his personal vehicle. Am I covered? Am I at risk?
It was a brand new piece of equipment, state-of-the-art. We did not realize how dependent we were on it until the unit failed...
It was an accident, but that's what insurance is for, right? I found out too late that I had gaps in my workers' comp coverage...
ALCOHOL / ENTERTAINMENT
It had been a good year. So I wanted to treat my employees to a party. I wasn't prepared at all for what happened next...